Treatments
more than RON 9,000
12 easy instalments
Financing
The Gynera Fertility Clinic offers financing options for your fertility treatment through the CardAvantaj or Star BT programs, allowing you to pay in interest-free instalments.
What Financing Options Do We Offer?
We offer convenient payment solutions through partnerships with Credit Europe Bank and Banca Transilvania, allowing you to pay in interest-free installments using your existing credit cards.
CardAvantaj – Credit Europe Bank
With CardAvantaj, patients can pay for their treatments in interest-free installments, directly at the Gynera clinic.
+ Up to 12 monthly installments
+ 0% interest
+ Immediate payment processing
+ Available for all treatments and medical services
Treatments
between RON 4,500 and 9,000
6 convenient instalments
Treatments
less than RON 4,500
3 simple instalments
Enjoy stress-free financing for your medical needs at Gynera.
How to Get a CardAvantaj Credit Card
Don't have a CardAvantaj credit card yet? No problem! Simply visit any CreditEurope Bank branch to apply in person. For added convenience, you can also apply online at CardAvantaj.
Once you apply, the bank will assess your application based on specific criteria and notify you of your eligibility and credit limit. Your new card will be issued within a few days, allowing you to start your treatment as soon as possible and without any worries.
STAR Program – Banca Transilvania
If you are a Banca Transilvania customer, you can benefit from the STAR Program, which allows you to pay for your treatment in up to 12 interest-free installments using your credit card.
+ Pay in monthly installments, with 0% interest
+ Fast and secure payment process
+ Accepted directly at the clinic
Cashback
3% cashback in STAR points
If you choose to pay in full in partner clinics. These points translate into real money that can be used later in the STAR network. 1 STAR point = 1 RON.
Interest-free
12 interest-free installments
For any payment made in partner clinics when choosing the installment payment option.
Enjoy stress-free financing for your medical needs at Gynera.
How Can I Apply for a Star BT Card?
You have multiple options to apply for a STAR Forte card, whether you are a Banca Transilvania customer or not.
If you don’t have one of the STAR program cards yet, apply here and simplify your payments:
- 0% interest installments
- up to 56 days grace period
- winning purchases with cashback benefits
- zero commission on all purchases
- secure online payments
Who Can Apply for Financing?
Our financing options are ideal for:
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Couples undergoing IVF or fertility-related procedures
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Patients who prefer to pay in monthly installments
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Anyone looking for a fast and trustworthy financial solution for IVF treatment
Book a consultation
Start your journey towards parenthood with a personalized consultation at Gynera IVF Clinic - where every family begins with care